The current housing market has made great news for the past year or so as more and more people are struggling to keep up with their mortgage payment.  For many, what was once a dream has quickly become an inescapable nightmare.  If you're in this boat I feel for you.  It's not easy to have [...]

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My wife and I moved some numbers around and submitted the final loan payment earlier this week.  Yesterday it cleared are account. YES!  I've been so swamped at work that it hasn't really sunk in yet but as time goes on I'm beginning to get more excited.  I'll post more on this later.
But for now…(with [...]

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Are you living your life without a plan?  Are you just floating along, hoping for the best?  Are you waiting to meet Mr. or Mrs. right?  Are you waiting to win the lottery to make it big?  Are you an artist, just waiting to be discovered?  Most of us have hopes and dreams.  Few of [...]

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Sunday night brain dump, some of these have nothing to do with anything important… just a snapshot of my mind at the moment and not even all of it!

5 days until everything is paid off (except the house)
Excitedly waiting for U-Verse availability from AT&T.  This is a service which provides high speed internet and TV [...]

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You may be wondering how these things all tied together?  Well, my wife and I are committed to a financial plan which operates under several conditions.  Two conditions in particular are first that we don't borrow money any more and the second is that money doesn't get spent unless it's in the budget.
So how does [...]

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