Some of you are going to misunderstand me today and get all ticked off because you think I am against tattoos.  For the record.  I’m not against anyone having a tattoo.  That said, I do think it’s stupid that someone who is having trouble making ends meet or trying to get out of debt will drop a couple of hundred dollars on a new tattoo.  Are YOU out of your FREAKING mind? 

This is a rant post… I know it, now you know it, and if you’re new well… welcome to my rant… and now here’s why I’m ranting.  In the past month or two I’ve had instance after instance of a friend or someone I know get a tattoo.   And I’m completely down with that… as long as you don’t owe money to anyone or anything except your mortgage payment.  Here’s the problem.  Most of these people owe money on all types of debt, some so much that they are declaring bankruptcy, others, are having trouble making ends meet.

If you think it’s a great idea to get a tattoo while you are deeply in debt, then you are being stupid.  I don’t give a flip how hard you work.  I work hard for my money too but treating yourself while you’re still in debt is a really stupid idea.  Here’s why.  Next month your boss walks in and bam, you’re instantly jobless. 

Now tell me, would you rather have a couple of hundred dollars in the bank to help you float.  Or a freaking tattoo that’s not worth a nickel.  Hello????  Wake up and start acting your wage.  Get yourself out of debt and then save up some money to get yourself a nice tattoo.  I’ve seen some really sweet tats lately, but none of them was worth being in debt or not having an emergency fund or not having money in retirement.

Get with the program, grow up, be an adult.  Get out of debt.  Get an emergency fund in place and start saving for retirement.   Then go get all of the ink you can afford (cash only of course!) .  At least with my plan you’ll be able to retire to enjoy your ink!

Start today!