The last week has seen the over indulgence of millions of Americans come to a crashing halt.  During the early 2000’s we borrowed on mortgages for speculation, we borrowed to buy just a little bit more home, sometimes a lot more home, most of the time, with too much mortgage.
We bought as if there were no [...]

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A while back I mentioned that a new blog would be coming on line.  It’s a very different change of pace, however, it’s a step in the right direction as I begin to pursue things I’ve dreamed about for years but allowed fear to keep me from trying…  Check out my introductory post on my [...]

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     The last two weeks have been crazy.  We put over 36 hours and 3100 miles behind the wheel of our Xterra.  We’ve been through Wisconsin, Illinois, Iowa, Nebraska, Missouri, Kentucky and Tennessee.  We spent a week in Minnesota with family and a week in South Dakota with family. 
     We were privilege to ride a jet [...]

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Today my wife and I celebrate 10 years of marriage.  I wouldn’t say it’s all been blissful, but through the years we’ve argued, fought, loved, lived and created a whole host of memories.  So today I take a moment to honor my wife.  Since this is my site, I’ve decided to write a little letter [...]

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Someday I’ll get a nice car… Someday I’ll get a better paying job… Someday I’ll save for retirement, get out of debt…  Someday, I’ll win the lottery…  Have a nice house, be a nicer person… Someday.
Really????  I heard a challenging message this past week which got me thinking about somedays.  I have a ton of [...]

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