I believe the way to achieve financial success can be summed up in two points.

Have a financial plan that you use
Live on less than you make within that plan

Okay, I realize that you could probably sum it up with just “have a plan” but I split it out for a couple of reasons.  First, it [...]

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During the past couple of weeks I've covered a Financial Plan that will get you out of debt and on the road to financial success.  Today I'm going to wrap it up with a complete summary of the plan.  This summary is the quick reference guide to the plan.  If you need the details, just [...]

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This is the final stage of the plan.  Let's review what we've already discussed before digging in.  First, you put a small emergency fund together.  Next, pay off all of your debt except the house.  Then give your emergency fund some muscle by building it out to 4 months of expenses.  Next, start your retirement [...]

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My wife and I watched an incredible movie called Amazing Grace last night.  This movie is based on the life story of William Wilberforce, a British politician and philanthropist who was the driving force for the abolition of slavery in the British Empire.  From a cinematic view it was a bit slow and hard to [...]

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You've paid off your debt, built an emergency fund and started saving for retirement.  So what's next, well, in conjunction with retirement you will want to start a college fund for your kids if they are under 18 and attending school.  As with saving for retirement, the more time you have before needing the money, [...]

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