Three and a half years ago I opened a book by Dave Ramsey titled Total Money Makeover.  Read it.  In fact, much of the financial plan I wrote about is a direct derivative from his plan.  To be honest, you can get the book and follow his plan.  It works.  It's essentially what my wife [...]

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The current housing market has made great news for the past year or so as more and more people are struggling to keep up with their mortgage payment.  For many, what was once a dream has quickly become an inescapable nightmare.  If you're in this boat I feel for you.  It's not easy to have [...]

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My wife and I moved some numbers around and submitted the final loan payment earlier this week.  Yesterday it cleared are account. YES!  I've been so swamped at work that it hasn't really sunk in yet but as time goes on I'm beginning to get more excited.  I'll post more on this later.
But for now…(with [...]

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You may be wondering how these things all tied together?  Well, my wife and I are committed to a financial plan which operates under several conditions.  Two conditions in particular are first that we don't borrow money any more and the second is that money doesn't get spent unless it's in the budget.
So how does [...]

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After a short break, I'm back with the next step in your financial plan.  This step is about getting to the point where you can host a mortgage burning party.  Unfortunately, a mortgage burning party has almost become a thing of the past.  Simply put this type of party is held when you own your [...]

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